As reported in Tuesday's Montreal Gazette, more Canadians plan to buy homes in the next 2 years.  The strength of the Canadian housing market relative to worldwide markets has increased confidence in real estate. 
 
 
Canada's economic recovery is steamrolling ahead (as read in today's Montreal Gazette).  While recovery is always good, it also means we must keep our eyes on the rates.  If you're in a variable, you will inevitably make the decision to lock in, or stay floating.  After you know how rates work, you can hopefully make an informed decision in the future.