Alta Pacific Mortgages and Investments

  • Home
  • Investor Center
    • Alta Pacific MIC
    • How to Invest in Alta Pacific
    • What Makes Alta Pacific Different
    • About MICs
    • MIC Fast Facts
    • Testimonials
    • FAQs
    • Tax Act
  • Lending Center
    • Applications
    • Lending Guidelines
    • Specialty Mortgage Q & A
  • Corporate Center
    • Meet the Alta Pacific Team
    • Executive Experience
    • Partners
  • Contact Us
  • News
    • MIC Newsletters
    • Blog
  • Forms
  • Blog

MIC FAST FACTS


Alta Pacific Fast Facts is a summary of the MIC portfolio as of June 1, 2013.

Shareholder Base


59.13%
40.87%
62.07%
37.93%


Investors choose 8% per annum (pa) monthly dividend
Investors choose to re-invest dividends
Investing with registered funds (RRSP)
Investing with open funds 

Loan to Values (LTV)

65%
63.42%
63.86%
57.20%

Target LTV for fund
Current LTV for fund
Average LTV residential
Average LTV commercial

Mortgage Positions*

63.27%
36.73%
0%
1st mortgages
2nd mortgages
3rd mortgages

Mortgage Properties

91.22%
8.78%

44.52%
41.17%
2.12%

12.20%
Residential mortgages
Commercial mortgages

BC mortgages
Alberta mortgages
Saskatchewan mortgage

Ontario mortgages

Mortgage Foreclosures

2.63%
45.91%

Foreclosure as a percentage of assets under management 
Foreclosure LTV

Corporate Review

  • On track for 8%+ annual target return to investors in 2012/2013
  • Corporate year end is June 30  

As of June 1, 2013.  Loan to Value (LTV) percentages are based on independent appraisals performed in a reasonable time period prior to funding.  Alta Pacific MIC does not currently hold mortgages with greater than 12 month terms.  Appraisals are less than one year old and therefore the fund manager remains confident in the LTV stated

* Alta Pacific’s target for 1st vs 2nd mortgages is 50:50.  Balanced distribution geographically is also a key target.  Due to the nature of mortgages maturing on a month by month basis, these balances vary throughout the year. 

Alta Pacific Mortgage Investment Corp
*not a guaranteed return